Terms of Service
Last updated: March 30, 2026
Description of service
MyAvere is an educational platform that provides interactive financial calculators, tools, and educational content. MyAvere is not a financial advisor, broker-dealer, or investment advisor. The tools and content on this site are for informational and educational purposes only and do not constitute investment advice.
User responsibilities
By using MyAvere, you agree to provide accurate information when using our tools, to not misuse the service, and to not attempt to access unauthorized areas of the platform. You are solely responsible for any investment decisions you make.
Intellectual property
MyAvere and its content, features, and functionality are owned by Zaruko LLC and are protected by copyright, trademark, and other intellectual property laws. You retain ownership of any data you input into our tools.
Limitation of liability
Zaruko LLC, its officers, employees, and affiliates are not liable for any losses, damages, or costs arising from the use of this website or reliance on its content. We are not responsible for investment decisions made using our tools. All calculations are hypothetical and may not reflect actual market conditions.
Account termination
We reserve the right to terminate accounts for abuse or violation of these terms. You may delete your account at any time, which will permanently remove all your saved data from our systems.
Modifications
We may update these terms from time to time. We will notify users of material changes. Continued use of the service after changes constitutes acceptance of the updated terms.
Governing law
These terms are governed by the laws of the State of New Jersey. MyAvere is operated by Zaruko LLC.