Calculators/Fee Impact Calculator

Fee Impact Calculator

See the true cost of investment fees over time. Most investors significantly underestimate how much fees reduce their wealth because the impact compounds year after year.

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Portfolio value$500,000
Annual fee1.0%
Expected return (before fees)7.0%
Time horizon20 years
Annual contribution$0
Annual return
Portfolio after 20 years
Your portfolio at 7.0% return
7.0%
$1,934,842
After your 1.0% annual fee
6.0%
$1,603,568
Total cost of that fee
$331,274
That simple 1.0% fee cost you 17.1% of your entire portfolio.

What this means

Investment fees come in many forms: advisor fees (typically 0.5% to 1.5% of assets), fund expense ratios (0.03% for index funds to 1.5%+ for actively managed funds), and trading costs. Each fee by itself may seem small, but they compound against you every year, just like returns compound for you.

This calculator uses a simplified model with constant returns and constant fees for illustration. Actual investment returns vary year to year. The purpose is to show the long-term impact of fee differences, not to predict specific outcomes.

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MyAvere is an educational platform. The calculators and content on this site are for informational and educational purposes only and do not constitute investment advice. All data is end-of-day, not real-time, and may be delayed. Not suitable for trading decisions. Past performance does not guarantee future results. Always consult a qualified financial professional before making investment decisions.